Capital Access Program (CAP)

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To be eligible for the program:

  • Most types of loans to Indiana businesses qualify for CAP-SSBCI
  • Most Indiana Businesses with 500 or fewer employees qualify
  • Loans up to $5,000,000 may qualify
  • CAP-SSBCI may not be used in conjunction with any other federal credit enhancement tool on the same credit facility
  • Term loans and lines of credit are eligible credit facilities
  • CAP-SSBCI does not supersede an existing or previous CAP reserve fund

Lenders submit a simple enrollment form to the IEDC when they make the loan. The lender makes all decisions regarding the loan, including term, enrollment premium, interest rate and other conditions. Enrolled loans are subject to federal guidelines as required by Section 3005(e)(7) of the Act. Reporting requirements are minimal.

For more information about how your lending institution can join the Indiana Capital Access Program – State Small Business Credit Initiative contact:
Matt Tuohy
Program Manager